Funding your pet’s treatment is a concern for many pet owners. Financial constraints may impact the decision you take on how to treat your pet’s condition.
We understand that these are difficult, personal decisions that are unique to each family; and we respect that in the midst of grappling with a diagnosis and a treatment plan, you are now also grappling with this unplanned new expense.
Initial Exam
All diagnostics, treatments, and medications are billed separately. On the day that services are rendered, we will ask you to pay the estimate in full prior to services being rendered.
We know how important your pet’s care is to you (and us!) and we don’t want finances to get in the way of providing the best care and treatment. Please feel absolutely free to discuss any financial concerns with your veterinarian or TOS specialist.
Payment Options
Your options for payment methods include:
- Cash
- Credit Card: Master Card, Visa, Discover, American Express
- Care Credit
Care Credit
If personal credit, cash, or personal loans are not available or do not cover the balance, a line of credit can be an alternative. Care Credit provides a line of credit specifically for health-related expenses.
The process is much like a credit card application: Care Credit will evaluate your application and approve you for an amount with a predetermined interest rate and payment terms. Plan types vary, but currently include the following: (the rates listed below are subject to change at the discretion of Care Credit)
- 6 months – deferred interest, regular payments, minimum transaction of $200
Any unpaid balance at the end of the 6 month period will be subject to the cumulative deferred interest. - 14.90% interest on the following repayment options:
- Fixed Monthly payments over 24, 36, and 48 months, minimum transaction of $1,000
- 16.9% interest on the following repayment options:
- Fixed Monthly payments over 60 months, transactions over $2,500
The Oncology Service is not affiliated with Care Credit, but our team is happy to help you apply for a line of credit. We will help you fill out the form if necessary, and provide you with copies of receipts, estimates, and anything else you need in order to expedite the process for you, but we are not involved in their decisions around credit terms and amounts.
If you decide that a line of credit is for you, applying for credit in advance of your pet’s scheduled treatment will ease the process on the day you drop him or her off. If you have arrived at one of our hospitals in an emergency situation, we will be happy to assist you in filling out the form and submitting the application if you so desire. Please speak to a member of our client care team.